Our Team

We all started working 30 years ago in different aspects of the financial markets. Over the years we bumped into each other and those bumps turned into friendship, into sharing ideas, into innovation. RealNOI is the result.

Patrick built Revolution Money, which you know as American Express Serve.  Dan is a tech guy who the US military and NASA rely on at the highest level.  Then there is Peter. He talks too much, he tells really bad jokes, but he really really understands cash flows and lending. We would put him up against your best person.

Together we form the intelligence that created RealNOI. You won’t find a better group for the project, but you can find better dancers at a party.

The idea that spurred the innovation was a tech conference in Utah. A bunch of young entrepreneurs were showcasing their ideas for putting Real Estate on the blockchain. There was a lot of discussion about Title and Equity, and there was Peter shaking his head saying, not to be a wet blanket, but that won’t work. He was summarily dismissed and went home. But it bothered him and he kept complaining to Patrick and Dan, so they said if you have a better idea put it up on a website.

Which he did. There is sat for 3 years, unnoticed. Two years ago someone saw it and called to ask if this was real. Peter said yes it will work to which the caller responded, well we really need a solution. The commercial mortgage market is no longer about performance, its about gambling on Fed rate decisions.

Peter called Patrick and Dan and said  I am going to build the idea out. Two years later we are launching into a market where 40% of the loans reaching maturity cannot refinance, not because of performance, but because valuations, a somewhat arbitrary measure, are more important that actual performance.

Our idea and structure can innovate and transform the lending markets benefitting both owners and lenders. It’s a truly win win idea. It also brings the dream of using blockchain in  real world important asset, a reality.

Our platform allows investors to get a safe multiyear return, from anywhere in the world. Proven returns on assets that the major banks, insurance companies, pension funds, governments and a host of other financial institutions rely on to keep money safe and secure. As we speak over 3 Trillion USD of loan against the same properties we are offering to you, are held by those institutions out of reach of normal people. The only way you can access them is through a brokerage. Not anymore. We are bringing you into the inner circle. So you can sit down with NY Life and AIG and say, I invest just like you.

Send us your comments and observations, we always want to improve. If you run into Peter he will talk to you for hours. But he listens just as well and if you have an idea that will make this better, he will be on it in a second. Happy investing.