Welcome to the RealNOI.io a subsidiary of Selo International AG (“RealNOI”) website (the “Site”). RealNOI provides online portal customers can purchase future rent steam on residual appartment complexes, buildings, and individual apartments and earn rental income without actually owning the property. (collectively, the “Services”).

As used in these Terms and Conditions, references to “RealNOI” means and includes RealNOI.io, its parent, subsidiaries, and affiliated entities. As used in these Terms and Conditions “you” or “your” means you, your company, your employees, if any, and any other person accessing your RealNOI account. These Terms and Conditions apply to your use of the Site and, to the extent referenced, to your registration for, subscription to, and use of RealNOI Services.

INTERLLECTUAL PROPERTY
RealNOI hereby grants you a limited, revocable, non-transferable, and non-exclusive license limited solely to viewing or downloading a single copy of the material on the Site and to use the RealNOI platform and software to the extent necessary to use RealNOI Services solely for your personal use. RealNOI retains all rights, titles, and interest in, and to RealNOI Services, and any Information, products, documentation, software, platform, or other materials on the Site. RealNOI retains all rights, titles, and interest in, any patent, copyright, trade secret, trademark, service mark, or other intellectual property or proprietary right in any of the foregoing, except for Information on the Site licensed by RealNOI, and in that case, the license provider retains all right, title and interest therein. The information available through the Site and the Services is the property of RealNOI, or if licensed by RealNOI, the license provider.

By accepting these terms and conditions, You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, or circulate such information to anyone. Use, reproduction, copying, or redistribution of RealNOI’s trademarks, service marks, and logos is strictly prohibited without RealNOI’s prior written permission. The immediately foregoing also applies to any third-party trademarks, service marks, and logos posted on the Site. Nothing contained on the Site should be construed as granting, by implication, estoppel, waiver, or otherwise, any license or right to use any trademarks, service marks, or logos displayed on the Site without the written grant thereof by RealNOI or the third party owner of such trademarks, service marks and logos. The Site may contain other proprietary notices and copyright information, the terms of which you must and agree to follow.

NOTICES AND HOW TO CONTACT US
RealNOI may provide notice to you via the e-mail address you provided during registration, by a general notice on the Site, by written communication delivered by first class U. S. Postal Service, or by express courier to your address on record in the RealNOI account information. You may give notice to RealNOI at any time by letter delivered by first class postage prepaid mail or overnight courier to SELO International AG, RealNOI, at Scesaplanaweg 3, 7000 Chur – GR, Switzerland. Specific questions and comments should be directed to the appropriate department via our “Contact Us” page.

ELIGIBILITY TO REGISTER ON THIS SITE, SUBSCRIBE TO THE SERVICES, AND USE THISSITE AND/OR THE SERVICES
You represent that you are of legal age and you agree to the terms and conditions set forth in these Terms and Conditions, OR you are at least 13 years of age and have the permission of your parent(s)’ or legal guardian(s)’ permission to access and use this Site, to register on the Site, to enroll for the Services of this site, and/or to use the Services offered via this site.

To register on the RealNOI Site, to subscribe to RealNOI Services, and to use the RealNOI Site and RealNOI Services, you agree; (i) to comply with these Terms and Conditions, (ii) acknowledge the Privacy Policy of RealNOI as posted on the RealNOI websites, (iii) to fully, accurately and truthfully complete the registration profile, using valid information that includes, but is not limited to, your name, mailing address, phone number and email address (“Personal Contact Information”, PID), (iv) to fully and accurately complete any and all other items requested or required when you use the Site or the Services, (v) to set your Internet browser to accept “cookies” from the Site, and (vi) that by registering on the Site, subscribing to the Services and/or using the Site or the Services you are agreeing to opt-in to the receipt of communications, such as newsletters and offers, by mail, text messages, or email from RealNOI. If you do not wish to receive such communications, you may opt-out at any time. See “CAN-SPAM ACT Compliance,” below.

You consent to (i) RealNOI’s disclosure of your Personal Contact Information with agents and employees of RealNOI and for any other reason as described in our Privacy Notice; and (ii) the use of “cookies.”

In order to determine your compliance with these Terms and Conditions and the Notice of Privacy Practices (the “Privacy Notice”) we reserve the right to monitor your access to and use of the Site and the Services. RealNOI may, in its sole discretion, refuse to accept your registration or subscription due to non-compliance with any eligibility or subscription requirement.
Use of the Site and Services

LIMITATIONS ON USE
You agree not to: (i) access the Site or use the Services in an unlawful way or for any unlawful purpose, (ii) post or transmit (a) a message under a false name, or (b) any data, materials, content or information (including, without limitation, advice and recommendations) (collectively, “Information”) which (x) is libelous, defamatory, obscene, fraudulent, false or contrary to the ownership or intellectual property rights of any other person, or (y) contains or promotes any virus, worm, Trojan horse, time bomb or other computer programming or code that is designed or intended to damages, destroy, intercept, download, interfere, manipulate, or otherwise interrupt or expropriate the Site or the Services, personal information, software, equipment, servers or Information or facilitate or promote hacking or similar conduct, (iii) impersonates or misrepresents your identity or falsely states or misrepresents your affiliation with a person or entity, (iv) tamper, hack, spoof, copy, modify, or otherwise corrupt the administration, security, or proper function of the Site or the Services, (v) use robots or scripts with the Site, (vi) or attempt to reverse engineer, reverse assemble, reverse compile, decompile, disassemble, translate or otherwise alter, defraud or create false results from any executable code, Information on or received by this Site, or (vii) to have anti-virus and/or anti-spyware software running that is set to override the Internet browser’s cookie settings.

You agree that any Information you provide or use on the Site, and your use of the Site or the Services, will not infringe on any copyright, patent, trademark, trade secret, or other proprietary, publicity, or privacy rights of any party, including such rights of third parties. RealNOI may delete any Information provided by you that it deems in its sole discretion fraudulent, abusive, defamatory, and obscene or in violation of a copyright, trademark, or other intellectual property or ownership right of any other person.

YOUR ACCOUNT
You are solely responsible for maintaining the confidentiality of your password and for all activities that occur under your password. You agree to prohibit anyone else from using your password and to immediately notify RealNOI in writing of any unauthorized use of your password or other security concerns of which you become aware.

OPERATION AND RECORD RETENTION
RealNOI reserves complete and sole discretion with respect to the operation of the Site and the Services. RealNOI may, among other things, withdraw, suspend, or discontinue any functionality or feature of the Site or the Services. RealNOI is not responsible for transmission errors, corruption, or compromise of Information carried over local or interchange telecommunication carriers. RealNOI is not responsible for maintaining Information arising from an individual’s use of the Site or in respect of the Services. RealNOI reserves the right to maintain, delete, or destroy all communications and Information posted or uploaded to the Services pursuant to its internal record retention, archiving, and/or destruction policies. Notwithstanding the foregoing, RealNOI archives all Personal Information associated with the usage of the RealNOI site and RealNOI services for Seven (7) years.

FRAUD
RealNOI may contact you by telephone, text message, mail, or email to verify your Personal Contact Information. RealNOI reserves the right to request further information from you and you agree to provide such further information, to ensure you have not fraudulently completed your registration on the Site or subscription to the Services. If you do not provide this information to RealNOI and in the manner requested within fourteen (14) days of such request, RealNOI may reject your registration and subscription or suspend your registration and subscription until you satisfactorily comply with RealNOI’s information request.

PAYMENT
You agree to timely (or immediately, if required) pay RealNOI all amounts due and owing pursuant to the plan for the Services to which you subscribe and for all other fees that may be charged in connection with your use of the Services or upon registration. You may be asked to provide a valid credit card number to make a payment or recurring payments.

SECURE PURCHASES
Please review the Privacy Notice to see what measures RealNOI takes to enhance the security of your payment and purchase experience on the Site.

UPGRADES AND DOWNGRADES
You may upgrade or downgrade the level of the Services to which you are subscribing at any time by following the instructions on the Site. The upgrade or downgrade shall take effect no later than the date of your next full billing cycle; provided that, RealNOI is in receipt of a valid payment method.

REFUNDS
RealNOI may provide refunds as determined in its sole and absolute discretion.

CAN-SPAM ACT COMPLIANCE
We are committed to being compliant with the “Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003” (“CAN-SPAM Act”), and e-mail newsletters and correspondence received from us are intended to fully comply with the CAN-SPAM Act. In the event you receive an e-mail from us that you do not believe is fully compliant with the CAN-SPAM Act, please contact us immediately at the address listed below under the section “Notices and How to Contact Us.” Type “unsubscribe” in e-mails you receive from RealNOI. NOTE: YOU CANNOT OPT-OUT FROM RECEIVING FURTHER COMMUNICATIONS FROM RealNOI. IF YOU WISH TO SUBSCRIBEL TO OUR SERVICES. IF YOU OPT-OUT OR UNSUBSCRIBE WHILE SUBSCRIBED TO OUR SERVICES, YOU WILL BECOME INELIGIBLE FOR THE RECEIPT OF AND USE OF OUR SERVICES.

THIRD PARTY WEBSITES
RealNOI may provide links to third parties’ Web sites. Further, if you click on a banner advertisement that appears on one of the pages of the Sites, you may be transported to a third party’s Web site and away from this Site. These Terms and Conditions and the RealNOI Privacy Notice apply to your relationship with RealNOI only and do not describe the terms and conditions, privacy policies, or other policies of third parties with regard to (but without limitation) the collection, use, and disclosure of personally identifiable information and personally identifiable health information. RealNOI is not responsible for the terms and conditions, privacy practices, accuracy, copyright compliance, legality, decency, or any of the Information, products, services, or any transmissions received by or through third parties. If you click on a banner advertisement or a link to a third party’s Web site, you should review the privacy policy of the third party’s web site to determine that third party’s practices with regard to the collection, use and disclosure of personally identifiable information and personally identifiable health information. Any link on the Site to any third party’s Website does not imply an endorsement of the terms or privacy practices of any third party by RealNOI. Third parties are not authorized to make any representation or warranty on RealNOI’s behalf. You agree that RealNOI has no liability, obligation, or duty whatsoever for any third party’s terms and conditions or privacy practices or any third party’s Web sites and your use or misuse of them. If you wish to suspend e-mail or mail communications from third parties, you must contact them directly.

RIGHT TO CHANGE TERMS AND CONDISTIONS
RealNOI may, at any time and from time to time, in its sole discretion, change these Terms and Conditions. Any changes to these Terms and Conditions will be effective immediately upon posting of the changed Terms and Conditions on the Site. You agree to review these Terms and Conditions periodically, and your use of the Site following any such change constitutes your agreement to follow and be bound by such changed Terms and Conditions.

TERM AND TERMINATION
These Terms and Conditions shall commence upon the date you first access the Site. Either you or RealNOI may terminate these Terms and Conditions and your right to use the Services at any time in writing, with or without cause. These Terms and Conditions and the licenses granted hereunder shall terminate without notice in the event you fail to comply with the terms and conditions of these Terms and Conditions, as revised from time to time. Upon any termination, you shall destroy all copies of RealNOI Information in your possession and cease any access to or use of the Services. If you terminate these Terms and Conditions and thereafter access the Site, you shall be subject to the Terms and Conditions posted on the Site at that time.

LEGAL NOTICES AND DISCLAIMERS

CONTENT DISCLAIMERS
While RealNOI attempts to keep all the information on this site up-to-date. This site should not be considered error-no cost or as a comprehensive source of all information on a particular topic. RealNOI makes no warranties or representations as to the accuracy of the information on the site and assumes no responsibility for any consequences relating directly or indirectly to any action or inaction you take based upon the information and material on this site. Your use of the RealNOI site is subject to the additional disclaimers and caveats that may appear throughout these Terms and Conditions and the site. You assume the entire risk of loss in using this site and the information contained on the Site.

Features and specifications of products or services described or depicted on the site are subject to change at any time without notice.

Certain of the Information on this Site is provided by third parties. These third parties have not reviewed and do not endorse any information, products, or services other than those clearly marked as being derived from those third parties. You are responsible for reviewing and complying with all terms and conditions, licenses, and policies posted on or linked to and from this Site, so as to protect the copyright and licensing terms of those third parties.

GENERAL DISCLAIMERS
YOU ACKNOWLEDGE THAT YOUR USE OR MISUSE OF THE SITE AND THE SERVICES IS AT YOUR SOLE RISK AND THAT YOU ASSUME FULL RESPONSIBILITY FOR ALL RISK ASSOCIATED THEREWITH. ALL INFORMATION, PRODUCTS, AND SERVICES CONTAINED ON OR PROVIDED THROUGH THIS SITE ARE PROVIDED “AS IS” WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW REALNOI AND ITS MEMBERS, SHAREHOLDERS, DIRECTORS, MANAGERS, ENPLOYEES, OFFICERS, OFFICERS, CONTRACTORS, AGENTS, AND REPRESENTATIVES (COLLECTIVELY, “AFFILIATES”) HEREBY DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT AND NO COSTDOM FROM COMPUTER VIRUS STRAINS. WITHOUT LIMITING THE FOREGOING, REALNOI MAKES NO WARRANTY AS TO THE RELIABILITY, ACCURACY, TIMELINESS, USEFULNESS, ADEQUACY, COMPLETENESS OR SUITABILITY OF THE INFORMATION, PRODUCTS, AND SERVICES PROVIDED HEREUNDER. WITHOUT LIMITATION OF THE FOREGOING, REALNOI SPECIFICALLY DISCLAIMS ALL LIABILITY FROM THE ACTS OR OMISSIONS OF ANY PARTICIPATING PHYSICIANS PROVIDING MEDICAL CARE TO SUBSCRIBERS.

You acknowledge and agree that we are not responsible for (i) any printing, typographical or technological errors regardless of the matter, media, material, or form thereof, (ii) electronic, human, equipment programming, or other error, omission, interruption, defect or delay which may occur regardless of the matter, media, material or form thereof, (iii) incorrect, inaccurate, late, lost, stolen, illegible, incomplete or misdirected matters or information regardless of the matter, media, information or form thereof, (iv) technical failures of any kind, (v) inadvertent loss of information; and/or (vi) unauthorized human intervention in any part, material or process or otherwise.

RealNOI does not endorse the promotions, products, or services of any third parties. RealNOI does not warrant or validate the Information of any third party’s advertisements, promotions, communications, or other materials. RealNOI does not assume any responsibility or liability for the accuracy of Information contained in the Site or as stated above under “Third Party Web Sites.”

LIMITATION OF LIABILITY
IN NO EVENT SHALL REALNOI BE LIABLE FOR ANY DIRECT DAMAGES IN EXCESS OF $100. IN ADDITION, TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL REALNOI BE LIABLE FOR ANY SPECIAL, PUNITIVE, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO PERSONAL INJURY, WRONGFUL DEATH, LOSS OF USE, LOSS OF PROFITS, INTERRUPTION OF THE SERVICES OR LOSS OF INFORMATION, WHETHER IN ANY ACTION IN WARRANTY, CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO NEGLIGENCE OR FUNDAMENTAL BREACH), OR OTHERWISE ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF, OR THE INABILITY TO USE, THIS SITE OR ANY SERVICE OFFERED OR PROVIDED THROUGH THIS SITE OR BY OTHER MEANS OR ANY INFORMATION OR PRODUCTS CONTAINED IN, ACCESSED THROUGH, OR PRODUCTS PURCHASED OR SERVICES SUBSCRIBED TO ON THIS SITE OR OTHERWISE, EVEN IF AN AUTHORIZED REPRESENTATIVE OF REALNOI IS ADVISED OF THE LIKELIHOOD OR POSSIBILITY OF THE SAME. TO THE EXTENT CERTAIN JURISDICTIONS RESTRICT ANY OF THE ABOVE LIMITATIONS OF LIABILITY ; SUCH LIMITATIONS SHALL NOT APPLY IN SUCH JURISDICTIONS TO THE EXTENT OF SUCH RESTRICTIONS. YOU ACKNOWLEDGE AND AGREE THAT REALNOI’S AGGREGATE LIABLILITY TO YOU FOR ANY DAMAGES, LOSSES, FEES, CHARGES, EXPENSES, OR LIABILITIES AND IN CIRCUMSTANCES WHERE THE FOREGOING LIMITATION IS FINALLY DETERMINED TO BE UNAVAILABLE SHALL NOT EXCEED $100.

INDEMNIFICATION
You agree to defend, indemnify and hold harmless RealNOI and its affiliates from and against any and all rights, demands, losses, liabilities, damages, claims, causes of action, actions and suits (no matter whether at law or equity), fees, costs and attorneys’ fees (including appellate level) of any kind whatsoever arising, directly or indirectly, out of or in connection with (i) your use or misuse or of the Site or the Services or any Information posted on the Site, (ii) your subscription, (iii) your breach of the Terms and Conditions or the Privacy Notice , (iv) your relationship with any partner or vendor, (v) the content or subject matter of or any Information you provide to RealNOI, any of its affiliates, any participating partners, vendors, or customer service agent, and/or (vi) any negligent or wrongful action or omission by you in the use or misuse of the Site or the Services or any Information posted on the Site, including, without limitation, infringement of third party intellectual property rights, privacy rights, or negligent or wrongful conduct.

WAIVER
YOU AGREE TO WAIVE, TO THE FULLEST EXTENT PERMITTED BY LAW, ALL LAWS THAT MAY LIMIT THE EFFICACY OF SUCH INDEMNIFICATIONS OR RELEASES. FOR EXAMPLE, YOU SPECIFICALLY AGREE TO WAIVE THE PROVISIONS OF CALIFORNIA CIVIL CODE SECTION 1542, WHICH PROVIDES:

“A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.”

FORCE MAJEURE
Notwithstanding anything herein to the contrary, RealNOI shall not be liable for any losses arising out of the delay or interruption of its performance of any obligations due to any act of God, act of governmental authority, act of public enemy, war, riot, flood, civil commotion, insurrection, severe weather conditions, or any other cause beyond its reasonable control.

NO THIRD-PARTY RIGHTS
Unless expressly stated in these Terms and Conditions or the Privacy Notice to the contrary, nothing herein or in the Privacy Notice is intended to confer any rights or remedies under or by reason of these Terms and Conditions or the Privacy Notice on any persons other than you, RealNOI and its affiliates. Nothing in these Terms and Conditions and the Privacy Notice is intended to relieve or discharge the obligation or liability of any third persons to any of you, RealNOI, or its affiliates, nor shall any provision give any third person any right of subrogation or action over or against you, RealNOI or its affiliates.

PRIVACY
By accepting these Terms and Conditions, you consent to the collection, use, and disclosure of your personally identifiable information and personally identifiable health information provided to us as outlined in the Privacy Notice, which is incorporated herein and made a part of these Terms and Conditions by reference. You may view the Privacy Notice.

ENTIRE AGREEMENT, HEADINGS AND CONSTRUCTION, SEVERABILITY
These Terms and Conditions and the Privacy Notice constitute the sole and only agreement of you and RealNOI and supersede any prior understandings or written or oral agreements between you and RealNOI with respect to their subject matter and constitute a complete and exclusive statement of the terms of the agreement between you and RealNOI with respect to their subject matter. The headings contained in these Terms and Conditions and the Privacy Notice are for convenience of reference only and shall not limit or otherwise affect in any way the meaning or interpretation of these Terms and Conditions and the Privacy Notice. The provisions of these Terms and Conditions and the Privacy Notice are severable, and in the event, any provision hereof is determined to be invalid or unenforceable, such invalidity or unenforceability shall not affect the validity or enforceability of the remaining provisions, but such provision shall be reformed, if reasonably possible, only to the extent necessary to make it enforceable.

ASSIGNMENT AND WAIVER
You may not assign, transfer, or delegate these Terms and Conditions or the Privacy Notice or any part of them without RealNOI’s prior written consent. RealNOI may no costly transfer, assign, or delegate all or any part of these Terms and Conditions and the Privacy Notice, and any rights and duties hereunder or thereunder. These Terms and Conditions and the Privacy Notice will be binding upon and inure to the benefit of the heirs, successors, and permitted assignees of the parties. Failure to exercise or delay in exercising any right hereunder, or failure to insist upon or enforce strict performance of any provision of these Terms and Conditions or the Privacy Notice, shall not be considered waiver thereof, which can only be made by signed writing. No single waiver shall be considered a continuing or permanent waiver.

GOVERNING LAW AND JURISDICTION AND VENUE
These Terms and Conditions and the Privacy Notice shall be governed by and construed in accordance with the laws of the Country of Switerland, as amended from time to time, without regard to principles of conflicts of law. Any civil action or legal proceeding arising out of or relating pursuant to these Terms and Conditions or Privacy Notice shall be brought in the applicable courts located in Switerland. Each party consents to the jurisdiction of such court in any such civil action or legal proceeding and waives any objection to the laying of venue of any such civil action or legal proceeding in such court. Service of any court paper may be affected on such party by mail or in such other manner as may be provided under applicable laws, rules of procedure, or local rules. Any cause of action or claim you may have with respect to RealNOI must be commenced within one (1) year after it arises, except to the extent such limitation is not enforceable.

This Website can be accessed from all countries worldwide. Since the laws of each country may differ, you agree that the statutes and laws of the Country of Switerland, without regard to any principles of conflicts of law, will apply to all matters relating to your use of this Site. RealNOI makes no representation that Information or services provided on or through this Site are appropriate or available for use in other locations, and accessing them from territories where such Information is illegal is prohibited. If you choose to access the Site from other locations, you do so, on your own initiative and are responsible for compliance with local laws.

ENFORCEMENT COSTS
If any civil action or other legal proceeding is brought for the enforcement of any of these Terms and Conditions or the Privacy Notice or because of an alleged dispute, breach, default, or misrepresentation in connection with any provision of any of these Terms and Conditions or the Privacy Notice, the successful or prevailing party or parties shall be entitled to recover reasonable attorneys’ fees, sales and use taxes, court costs, and all expenses even if not taxable as court costs (including, without limitation, all such fees, taxes, costs and expenses incident to arbitration, appellate, bankruptcy and post-judgment proceedings), incurred in that proceeding, in addition to any other relief to which such party or parties may be entitled. Attorneys’ fees shall include, without limitation, paralegal fees, investigative fees, administrative costs, sales and use taxes, and all other charges billed by the attorney to the prevailing party (including fees and costs associated with collecting such amounts).

WAIVER OF JURY TRIAL
THE PARTIES HERETO HEREBY WAIVE TRIAL BY JURY IN ANY LITIGATION, SUIT OR PROCEEDING, IN ANY COURT WITH RESPECT TO, IN CONJUNCTION WITH, OR ARISING OUT OF THESE TERMS AND CONDITIONS OR THE PRIVACY NOTICE OR THE VALIDITY, PROTECTION, INTERPRETATION, COLLECTION OR ENFORCEMENT THEREOF, AND/OR PERFORMANCE OF ANY OF THE OBLIGATIONS OR SERVICES HEREUNDER OR THEREUNDER; PROVIDED, HOWEVER, THAT WITH RESPECT TO ANY COMPULSORY COUNTERCLAIM (I.E., A CLAIM BY A PARTY HERETO AGAINST ANOTHER PARTY WHICH, IF NOT BROUGHT IN SUCH ACTION, WOULD RESULT IN THE FIRST PARTY BEING FOREVER BARRED FROM BRINGING SUCH CLAIM), A PARTY HERETO SHALL HAVE THE RIGHT TO RAISE SUCH COMPULSORY COUNTERCLAIM IN ANY SUCH LITIGATION, SUIT OR PROCEEDING, WHETHER OR NOT IT IS BEING TRIED BY A JURY.